Current Account
A full everyday account with a debit card, cheque book and the mobile app.
Digital banking
Open in 10 minutes. The whole bank in your pocket.
The Lanternvale app lets you open an account, control your cards, send money, pay bills and save for goals, all from your phone.
Applications are not possible: this is a fictional test website.
Key benefits
Open in 10 minutes
Scan your ID, record a short video check and your account is ready.
Full card control
Freeze a card, set limits and turn online payments on or off instantly.
Send money free
Free local transfers and lower international fees than at a branch.
Save with goals
Name a goal and let round-ups on every card payment fill it.
Who it's for
For people who would rather tap than queue.
- Young professionals who rarely visit a branch
- Parents managing family spending on the go
- Expat workers sending money home after hours
- Students getting their first account
Features
- Account opening with ID scan and video check
- Card freeze, limits and PIN view
- Local and international transfers
- Savings goals and round-ups
- Bill payments and top-ups
- Biometric login and trusted device binding
- In-app chat with the support team
A tour of the app, screen by screen
Home screen: your total balance at the top, each account as a card underneath, and your last five transactions with merchant names and categories. Cards screen: a picture of each card with a freeze switch, sliders for daily spending and withdrawal limits, and toggles for online and international payments. Transfers screen: a list of saved beneficiaries, a big Send button, and a summary that shows the fee, exchange rate and exact amount received before you confirm. Savings goals screen: each goal as a progress ring with its name, target amount and date, plus a round-up switch. Bills screen: saved billers for electricity, water, internet and phone, with due-date reminders. Security settings screen: biometric login, trusted devices, active sessions and a one-tap button to block all cards.
Built for your security
Every new device must be approved with a code, and sensitive actions such as adding a beneficiary need a second confirmation. The app never shows your full card number on the home screen.
Rates and figures
| Feature | Detail |
|---|---|
| Account opening | About 10 minutes with a valid ID |
| Local transfers | Free |
| International transfers | JOD 7 |
| Card controls | Freeze, limits, online payments on/off |
| Login | Biometric plus a 6-digit passcode |
Fictional app described for software testing. No real app exists.
Fees and charges
| App download and use | Free |
|---|---|
| International transfer | JOD 7 |
| Local instant transfer | Free |
Eligibility
- Aged 18 or over
- Valid national ID or residence permit
- A smartphone with a recent operating system, downloaded from your phone's app store
Documents you need
- National ID or passport with residence permit
- A working phone number registered in your name (not collected on this site)
How to apply
- Download the app from your phone's app store
- Scan your ID and record a short video check
- Create your passcode and enable biometric login
- Fund your account and start banking
Frequently asked questions
Is the app safe?
The app uses biometric login, device binding and transaction codes. We will never ask for your passcode by phone or message.
Can I really open an account in 10 minutes?
Most customers finish in about 10 minutes when their ID is valid and the video check passes first time.
What if I lose my phone?
Call us or log in from a new device to block the old one. Your cards can be frozen straight away.
Does the app work abroad?
Yes, with an internet connection. Some features may be limited in certain countries.
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A full everyday account with a debit card, cheque book and the mobile app.
Lanternvale Bank and its app are fictional. No app can be downloaded. Lanternvale Bank is fictional. Figures are examples for software testing. Products would be subject to local banking regulation.