Current Account
A full everyday account with a debit card, cheque book and the mobile app.
Accounts
Move your salary. We handle the paperwork.
Switching banks takes one signed letter. Your Salary Account then waives the fees, adds an overdraft and can pay you up to JOD 300 welcome cash.
Applications are not possible: this is a fictional test website.
Salary transfer campaign: welcome cash up to JOD 300 for new salary customers. Conditions apply.
Key benefits
We write to your employer
Sign one salary transfer letter and our team contacts your HR department for you.
No monthly fee
The account is free for as long as your salary arrives each month.
Overdraft up to 2 salaries
A safety net of up to twice your monthly salary for the unexpected.
Welcome cash
Up to JOD 300 credited after your third salary during the campaign.
Who it's for
For employees who are ready for a bank that rewards their monthly salary.
- Employees unhappy with fees or service at their current bank
- Government and private-sector staff with a steady monthly salary
- People who want a personal loan or card at better terms
- Couples consolidating two salaries at one bank
Features
- Free debit card and cheque book
- Overdraft up to 2 x monthly salary
- Salary available from 7am on payday
- Salary advance of up to 50% of one salary in the app
- Priority pricing on personal loans and credit cards
- Standing orders for rent and school fees
Rates and figures
| Monthly salary | Overdraft limit | Welcome cash (campaign) |
|---|---|---|
| JOD 400 – 999 | Up to 1 x salary | JOD 75 |
| JOD 1,000 – 2,499 | Up to 1.5 x salary | JOD 150 |
| JOD 2,500+ | Up to 2 x salary | JOD 300 |
Overdraft rate 11.50% p.a. on the amount used. Welcome cash paid once, after the third consecutive salary. Fictional figures for software testing.
Fees and charges
| Monthly maintenance | Free while salary is credited (otherwise JOD 2) |
|---|---|
| Overdraft rate | 11.50% p.a. on the amount used |
| Overdraft arrangement | JOD 25 once |
| Salary advance | JOD 3 per advance |
| Replacement debit card | JOD 5 |
Eligibility
- Aged 18 to 60
- Monthly salary of JOD 400 or more, paid by transfer
- Employer on the bank's approved list or able to issue a salary certificate
- Valid national ID or residence permit
Documents you need
- National ID or passport with residence permit
- Salary certificate from your employer (under 1 month old)
- Signed salary transfer letter (we provide the template)
- Last 3 months' bank statement if applying for an overdraft
How to apply
- Tell us your employer and salary
- Sign the salary transfer letter
- We send it to your HR department
- Your first salary lands and benefits start
Frequently asked questions
How long does the salary switch take?
Usually one payroll cycle. If your employer's cut-off has passed, it starts the month after.
When do I get the welcome cash?
After your third consecutive salary is credited, within 10 working days.
What if I leave my job?
Your account stays open. If no salary arrives for 2 months, the monthly fee of JOD 2 applies and the overdraft is reviewed.
Do I have to take the overdraft?
No. The overdraft is optional and you only pay interest on what you use.
Can I keep my old bank account?
Yes, but most customers close it once their salary has moved.
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Salary transfer campaign
Transfer your salary and get up to JOD 300 welcome cash.
Lanternvale Bank is fictional. Figures are examples for software testing. Products would be subject to local banking regulation.