Current Account
A full everyday account with a debit card, cheque book and the mobile app.
Cards
Your money, ready wherever you are.
The Lanternvale Debit Card spends straight from your current account: free with your account, contactless in shops and secure online.
Applications are not possible: this is a fictional test website.
Key benefits
Free with your account
No annual fee when you hold a Lanternvale current or salary account.
No debt, no interest
You only spend the money already in your account.
Free at our ATMs
Withdraw cash free at every Lanternvale ATM.
Controls in the app
Freeze, unfreeze and set daily limits in seconds.
Who it's for
For customers who like to spend what they have.
- Current and salary account holders
- People who prefer not to use credit
- Parents giving older teens a card linked to a controlled account
- Shoppers who pay by card and phone more than cash
Features
- Contactless payments
- Online and mobile wallet payments
- Free withdrawals at Lanternvale ATMs
- Daily limits you can lower in the app
- Instant transaction alerts
- Chip and PIN security
Rates and figures
| Limit | Standard | Maximum on request |
|---|---|---|
| Daily cash withdrawal | JOD 1,500 | JOD 3,000 |
| Daily purchases | JOD 5,000 | JOD 10,000 |
| Single contactless payment without PIN | JOD 50 | JOD 50 |
Fictional figures for software testing.
Fees and charges
| Annual fee | Free with a current account |
|---|---|
| Withdrawal at Lanternvale ATMs | Free |
| Withdrawal at other local ATMs | JOD 0.50 |
| Withdrawal abroad | JOD 3 + 2% of amount |
| Replacement card | JOD 5 |
Eligibility
- Holder of a Lanternvale current, basic or salary account
- Aged 18 or over (15 or over on a youth-linked account with parental consent)
Documents you need
- No extra documents if you already hold an eligible account
How to apply
- Open a current or salary account
- Request your debit card in the app
- Collect it from your branch within 3 working days
- Set your PIN in the app and start paying
Frequently asked questions
Is the debit card a credit card?
No. Payments come straight out of your account, so you cannot spend more than your balance unless you have an arranged overdraft.
Can I use it abroad?
Yes. A withdrawal fee of JOD 3 plus 2% applies to cash abroad.
How do I change my limits?
Lower them instantly in the app. Increases up to the maximum can be requested in the app.
What if someone uses my card without permission?
Freeze it in the app immediately and report the transactions. See our security tips page.
Related products
Salary Account
Move your salary and unlock fee waivers, an overdraft and welcome rewards.
Prepaid Multi-Currency Travel Card
Load up to 8 currencies before you travel and lock in the rate.
Lanternvale Bank is fictional and issues no cards. Card designs are illustrations with no payment network. Figures are examples for software testing only and, if real, would be subject to credit approval and local banking regulation.