Gold Credit Card
Higher limits, reward points and purchase protection.
Credit cards
Up to 5% cashback on the shopping you already do.
The Lanternvale Cashback Credit Card pays you back 5% on groceries, 3% on fuel and 2% online, credited to your statement every month.
Applications are not possible: this is a fictional test website.
Key benefits
5% on groceries
Your weekly supermarket shop earns the highest cashback rate.
3% on fuel
Save at every fuel station, every time you fill up.
2% online
Earn on online shopping, food delivery and subscriptions.
Credited automatically
Cashback appears on your statement each month. No points to track.
Who it's for
For households that want their everyday spending to give something back.
- Parents who do the weekly family grocery shopping
- Commuters who fill up their car several times a month
- Online shoppers and food-delivery regulars
- Budget-conscious customers who prefer cash over points
Features
- 5% cashback on groceries
- 3% cashback on fuel
- 2% cashback online
- 0.5% on all other spending
- Maximum cashback JOD 40 per month
- Cashback credited to statement monthly
Rates and figures
| Category | Cashback | Example monthly spend | You get back |
|---|---|---|---|
| Groceries | 5% | JOD 300 | JOD 15 |
| Fuel | 3% | JOD 150 | JOD 4.50 |
| Online | 2% | JOD 200 | JOD 4 |
| Everything else | 0.5% | JOD 400 | JOD 2 |
| Total | JOD 1,050 | JOD 25.50 |
Cashback is capped at JOD 40 per month. Merchant categories are set by the merchant, not the bank. Fictional figures.
Fees and charges
| Annual fee | JOD 45 |
|---|---|
| Cash withdrawal | 3% (minimum JOD 3), no cashback |
| Late payment | JOD 15 |
| Foreign transactions | 2.5% of amount |
| Supplementary card | JOD 10 each |
Eligibility
- Aged 21 or over
- Minimum monthly salary JOD 600
- Resident with a valid ID
- Satisfactory credit check
Documents you need
- National ID or passport with residence permit
- Salary certificate
- Proof of address
How to apply
- Apply in the app
- Upload your salary certificate
- Get a decision within 2 working days
- Use the card for groceries, fuel and online shopping
Frequently asked questions
Is it really up to 5% cashback?
Yes, 5% applies to supermarket and grocery purchases. Other categories earn 3%, 2% or 0.5%, up to JOD 40 per month in total.
When do I get my cashback?
It is credited to your card statement at the end of each billing month.
Do cash withdrawals earn cashback?
No. Cash withdrawals, fees and balance transfers do not earn cashback.
What if I pay late?
Cashback for that month is forfeited and a JOD 15 late fee applies.
Related products
Classic Credit Card
A simple first credit card with a modest limit and low fees.
Debit Card
Spend straight from your current account, contactless and online.
Lanternvale Bank is fictional and issues no cards. Card designs are illustrations with no payment network. Figures are examples for software testing only and, if real, would be subject to credit approval and local banking regulation.