Remittances and transfers
Send money locally in seconds and abroad to 60+ countries.
Accounts
Four currencies. One account. Convert when you choose.
Hold US dollars, euros, pounds sterling and UAE dirhams in one Foreign Currency Account, so you are not forced to convert every time money comes in or goes out.
Applications are not possible: this is a fictional test website.
Key benefits
Four currency pockets
USD, EUR, GBP and AED under one account number.
Convert on your terms
Set a rate alert and convert in the app when the rate suits you.
Receive and pay abroad
Receive salaries, tuition refunds or client payments without automatic conversion.
Earn on dollars
Move USD into the dollar savings option at 1.50% p.a.
Who it's for
For people whose money crosses borders.
- Expats who earn in one currency and support family in another
- Parents paying university fees for children studying abroad
- Frequent travellers who buy currency ahead of trips
- Freelancers and small traders paid by overseas clients
Features
- USD, EUR, GBP and AED pockets
- Free transfers between your pockets
- Live exchange rates and rate alerts in the app
- International transfers from any pocket
- USD savings option at 1.50% p.a.
- Link to a prepaid multi-currency travel card
Rates and figures
| Currency | Minimum to open | Savings option |
|---|---|---|
| USD | USD 500 | 1.50% p.a. |
| EUR | EUR 500 | Not available |
| GBP | GBP 400 | Not available |
| AED | AED 2,000 | Not available |
Minimum applies to the first pocket opened. Fictional figures for software testing.
Fees and charges
| Monthly fee | USD 3 (waived above USD 2,000 equivalent) |
|---|---|
| Transfer between your pockets | Free |
| Cash withdrawal in foreign currency at branch | 0.5% (min USD 5) |
| Outgoing international transfer | JOD 7 in the app / JOD 15 at a branch |
Eligibility
- Aged 18 or over
- Valid national ID, or passport with residence permit
- Minimum opening balance USD 500 or equivalent
Documents you need
- National ID, or passport with residence permit
- Proof of address
- Purpose of account form (study, work, travel, trade)
How to apply
- Choose your first currency
- Confirm the purpose of the account
- Fund with USD 500 or equivalent
- Add more currency pockets any time
Frequently asked questions
Do I need a separate account for each currency?
No. One account number holds all four currency pockets.
Can I receive my salary in dollars?
Yes. Money arrives in the matching pocket without automatic conversion.
How do I avoid the monthly fee?
Keep a combined balance of USD 2,000 or more across all pockets.
Can I withdraw euros in cash?
Yes, at selected branches with 2 working days' notice; a 0.5% fee applies.
Is there a card linked to this account?
Link a Prepaid Multi-Currency Travel Card to spend abroad directly.
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Lanternvale Bank is fictional. Figures are examples for software testing. Products would be subject to local banking regulation.