Salary Account
Move your salary and unlock fee waivers, an overdraft and welcome rewards.
Offers and promotions
Transfer your salary, get up to JOD 300
Move your monthly salary to a Lanternvale Salary Account and receive welcome cash, fee waivers and an overdraft for the unexpected.
Offer period: Valid 1 September – 31 December 2026
Applications are not possible: this is a fictional test website.
Campaign ends 31 December 2026.
Key benefits
Welcome cash up to JOD 300
The higher your salary, the bigger the reward, paid after your second salary arrives.
No monthly fees
Salary customers pay no account maintenance fee.
Overdraft when you need it
Borrow up to 2 × your monthly salary at 11.50% p.a., only on the days you use it.
Priority on loans and cards
Faster decisions on personal loans and credit cards for salary customers.
Who it's for
For employees who are ready to bring their salary home to one bank.
- Private-sector employees paid into another bank
- Government and school staff who want an overdraft buffer
- New joiners starting their first job
- Couples consolidating their salaries into one bank
Features
- Tiered welcome cash paid after the second salary credit
- Salary Account with free debit card
- Overdraft up to 2 × salary
- Salary advance in the app up to 50% before payday
- Free transfer letter template for your employer
Rates and figures
| Monthly salary | Welcome cash |
|---|---|
| JOD 400 – 999 | JOD 100 |
| JOD 1,000 – 1,999 | JOD 200 |
| JOD 2,000 and above | JOD 300 |
Salary must stay with Lanternvale Bank for 12 months. Fictional figures for software testing.
Fees and charges
| Account maintenance | JOD 0 for salary customers |
|---|---|
| Overdraft rate | 11.50% p.a. |
| Salary advance fee | JOD 2 per advance |
| Reward clawback if salary leaves early | Pro rata for remaining months |
Eligibility
- Monthly net salary of JOD 400 or more
- Salary paid by the employer directly into a Lanternvale Salary Account
- New salary customers only (no Lanternvale salary transfer in the last 12 months)
- Aged 18 or over
Documents you need
- National ID
- Salary certificate addressed to Lanternvale Bank
- Employer's salary transfer letter
- Proof of address
Offer terms
- Applies to salary transfers that start between 1 September and 31 December 2026.
- Tier is based on the net salary shown in the second salary credit.
- One reward per customer.
- If the salary stops within 12 months, the reward is reclaimed pro rata from the account.
Campaign gallery
How to apply
- Open a Salary Account in the app or at a branch
- Download the transfer letter and give it to your employer
- Receive two salaries in your new account
- Welcome cash is paid within 15 working days
Frequently asked questions
When will I get the welcome cash?
Within 15 working days after your second salary is credited.
What if I change jobs?
Ask your new employer to pay into the same account. The reward stays yours as long as salary credits continue.
What happens if I move my salary away within 12 months?
We reclaim the reward pro rata for the months remaining in the 12-month commitment.
Can I join if I already bank with Lanternvale?
Yes, if your salary has not been paid to Lanternvale in the last 12 months.
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Salary Account
Move your salary and unlock fee waivers, an overdraft and welcome rewards.
Lanternvale Bank is fictional. This offer is an example for software testing only. Nothing can be opened, applied for or claimed. Products would be subject to local banking regulation.