Student Credit Card
A low-limit card that helps university students build a credit history.
Offers and promotions
Your first card. Free for life.
University students get the Lanternvale Student Credit Card with no annual fee ever, plus a laptop plan you can pay month by month.
Offer period: Valid 1 August – 31 October 2026
Applications are not possible: this is a fictional test website.
Back-to-campus offer: laptop instalments over 12 months at partner stores.
Key benefits
No annual fee, ever
The Student Credit Card stays free for as long as you hold it.
Laptop in 12 payments
Buy a laptop or tablet worth JOD 300 – 1,500 at partner stores and split it over 12 months.
JOD 10 welcome credit
Make your first 3 card payments on time and we add JOD 10 to your card.
Learn as you spend
Spending insights and payment reminders in the app help you build a clean credit history.
Who it's for
For students taking their first steps with credit, and the parents who want them to learn safely.
- First-year university students opening their first credit line
- Students abroad or away from home who need a card for books and travel
- Parents who want a low limit they are comfortable with
- Postgraduate students up to age 26
Features
- Credit limit from JOD 150 to JOD 500
- Contactless and online payments
- Freeze and unfreeze the card in the app
- Payment reminders 5 days before the due date
- Instalment plans on laptops and tablets at partner stores
- Up to 50 interest-free days when you pay in full
Rates and figures
| Item | Detail |
|---|---|
| Annual fee | Free |
| Credit limit | JOD 150 – 500 |
| Rate on unpaid balance | 2.00% monthly |
| Laptop instalment term | 12 months |
| Laptop purchase range | JOD 300 – 1,500 |
Fictional figures for software testing.
Fees and charges
| Annual fee | Free |
|---|---|
| Laptop instalment processing fee | JOD 0 during the offer |
| Late payment fee | JOD 5 |
| Replacement card | JOD 3 |
Eligibility
- Aged 18 to 26
- Enrolled at a recognised university or college
- Valid student ID and national ID
- A Lanternvale Basic or Current Account (free to open)
Documents you need
- National ID
- Valid student ID or enrolment letter for the current semester
- Parent's consent letter if under 21 (optional)
Offer terms
- Offer valid for applications between 1 August and 31 October 2026.
- Free annual fee applies while the holder is 26 or younger.
- Laptop instalments require the purchase to be within the available card limit.
- The JOD 10 welcome credit is paid once, after 3 on-time monthly payments.
Campaign gallery
How to apply
- Open a free Basic Account in the app
- Upload your student ID
- Choose your limit between JOD 150 and JOD 500
- Collect your card from the campus branch
Frequently asked questions
What happens when I graduate?
You keep the card free until age 26, then you can move to the Classic or Cashback card.
Do I need a salary?
No. Students do not need a salary certificate for this card.
Which laptops qualify?
Any laptop or tablet worth JOD 300 to JOD 1,500 at a partner store, paid with the Student Credit Card.
Can my parents see my spending?
Only if you choose to share statements with them from the app.
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Lanternvale Bank is fictional. This offer is an example for software testing only. Nothing can be opened, applied for or claimed. Products would be subject to local banking regulation.