Current Account
A full everyday account with a debit card, cheque book and the mobile app.
Accounts
Your first bank account. Zero dinars to start.
The Basic Account has no minimum balance and no monthly fee, so you can get paid, save a little and pay by card from day one.
Applications are not possible: this is a fictional test website.
Key benefits
JOD 0 to open
Open with an empty balance. Add money whenever you are ready.
No monthly fee
The account costs nothing to keep, month after month.
4 free withdrawals a month
Take cash at any Lanternvale ATM or branch four times a month at no cost.
A real debit card
Pay in shops and online like any other customer.
Who it's for
Made for people taking their first steps with a bank.
- Young people starting their first job
- Workers paid in cash who want a safe place for their money
- Students who need an account for grants or allowances
- Anyone who was told they need a big balance to bank
Features
- Debit card with contactless payments
- Mobile app and e-statements
- Receive salary and transfers
- Pay utility bills in the app
- Upgrade to a Current Account at any time without a new application
- No overdraft, so you never spend money you do not have
Rates and figures
| Item | Detail |
|---|---|
| Minimum opening balance | JOD 0 |
| Monthly fee | JOD 0 |
| Free withdrawals | 4 per month |
| Extra withdrawal | JOD 0.50 each |
| Interest | Not paid on this account |
Fictional figures for software testing.
Fees and charges
| Monthly maintenance | Free |
|---|---|
| Withdrawal after the 4th in a month | JOD 0.50 |
| Replacement debit card | JOD 3 |
| Paper statement by post | JOD 1 per statement |
Eligibility
- Aged 16 or over (under 18 needs a parent or guardian present)
- Valid national ID or residence permit
- One Basic Account per customer
Documents you need
- National ID or passport with residence permit
- For under-18s: parent or guardian ID
How to apply
- Visit a branch or start in the app
- Scan your ID and confirm your details
- Receive your account number straight away
- Collect your debit card
Frequently asked questions
Do I need to deposit anything?
No. The Basic Account can be opened with a zero balance.
What happens after 4 withdrawals?
Each extra withdrawal that month costs JOD 0.50. The counter resets on the 1st.
Can I get an overdraft?
No. The Basic Account has no overdraft or cheque book. Upgrade to a Current Account if you need them.
Can I receive my salary here?
Yes. If your salary is JOD 400 or more, a Salary Account may give you more benefits.
Is my money safe in a basic account?
It is held like any other deposit. This is a fictional bank, so no real deposits exist.
Related products
Debit Card
Spend straight from your current account, contactless and online.
Regular Savings Account
Earn interest on every dinar with free access to your money.
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Lanternvale Bank is fictional. Figures are examples for software testing. Products would be subject to local banking regulation.