Student Credit Card
A low-limit card that helps university students build a credit history.
Credit cards
Your first credit card, kept simple.
The Lanternvale Classic Credit Card gives you a limit of JOD 500 to JOD 2,000, up to 50 interest-free days and an annual fee of just JOD 25.
Applications are not possible: this is a fictional test website.
Key benefits
Just JOD 25 a year
One of the lowest annual fees in our card range.
Up to 50 interest-free days
Pay your full statement balance by the due date and pay no interest.
Instant controls in the app
Freeze the card, set spending limits and switch online payments on or off.
Build your credit record
Using a card responsibly helps you qualify for bigger limits later.
Who it's for
For people getting their first credit card.
- Young employees with a first steady salary
- Customers who want a backup card for emergencies
- People who prefer a modest limit to stay in control
- Customers moving from a debit card to credit
Features
- Credit limit JOD 500 – 2,000
- Contactless and online payments
- Mobile wallet support
- Minimum monthly payment 5% of the balance
- Instalment plans on purchases over JOD 200
- SMS and app alerts for every transaction
Rates and figures
| Item | Detail |
|---|---|
| Annual fee | JOD 25 |
| Credit limit | JOD 500 – 2,000 |
| Interest rate | 2.25% monthly |
| Interest-free period | Up to 50 days |
| Minimum payment | 5% of balance or JOD 20, whichever is higher |
Fictional figures for software testing.
Fees and charges
| Annual fee | JOD 25 |
|---|---|
| Cash withdrawal | 3% (minimum JOD 3) |
| Late payment | JOD 15 |
| Over-limit fee | JOD 10 |
| Foreign transactions | 2.5% of amount |
| Replacement card | JOD 5 |
Eligibility
- Aged 21 or over
- Minimum monthly salary JOD 300
- Resident with a valid ID
- Satisfactory credit check
Documents you need
- National ID or passport with residence permit
- Salary certificate
- Proof of address
How to apply
- Apply in the app in a few minutes
- Upload your salary certificate
- Get a decision within 2 working days
- Collect and activate your card in the app
Frequently asked questions
How do I avoid paying interest?
Pay your full statement balance by the due date every month.
Can my limit increase later?
Yes. After 6 months of on-time payments you can request a review.
Can I withdraw cash?
Yes, but a 3% fee applies and interest starts from the day of withdrawal.
What if my card is lost?
Freeze it instantly in the app, then order a replacement for JOD 5.
Related products
Gold Credit Card
Higher limits, reward points and purchase protection.
Debit Card
Spend straight from your current account, contactless and online.
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Lanternvale Bank is fictional and issues no cards. Card designs are illustrations with no payment network. Figures are examples for software testing only and, if real, would be subject to credit approval and local banking regulation.