Classic Credit Card
A simple first credit card with a modest limit and low fees.
Credit cards
More limit. More rewards. No annual fee in the first year.
The Lanternvale Gold Credit Card gives you a limit of up to JOD 7,500, 1 reward point for every JOD 1 you spend and 90-day purchase protection.
Applications are not possible: this is a fictional test website.
No annual fee in the first year. After that, JOD 60 a year.
Key benefits
1 point per JOD 1
Redeem points for statement credit, shopping vouchers or airline miles.
Limit up to JOD 7,500
Room for bigger purchases like appliances or a family holiday.
Purchase protection
Items bought with the card are covered against theft or accidental damage for 90 days.
Free supplementary cards
Add up to 3 cards for family members with their own limits.
Who it's for
For professionals whose spending has grown with their career.
- Mid-career employees who pay most bills by card
- Couples managing family spending with supplementary cards
- Customers upgrading from a Classic card
- Shoppers who want protection on larger purchases
Features
- Credit limit up to JOD 7,500
- 1 reward point per JOD 1 spent
- 90-day purchase protection
- Extended warranty of 1 extra year on electronics
- Up to 3 free supplementary cards
- Instalment plans at partner stores
Rates and figures
| Item | Detail |
|---|---|
| Annual fee | JOD 60 (first year free) |
| Credit limit | Up to JOD 7,500 |
| Interest rate | 2.10% monthly |
| Rewards | 1 point per JOD 1 |
| Interest-free period | Up to 55 days |
Fictional figures for software testing.
| Points | You get |
|---|---|
| 1,000 | JOD 5 statement credit |
| 2,500 | JOD 15 shopping voucher |
| 5,000 | 3,000 airline miles |
Points expire after 36 months.
Fees and charges
| Annual fee | JOD 60 (waived in the first year) |
|---|---|
| Cash withdrawal | 3% (minimum JOD 3) |
| Late payment | JOD 20 |
| Foreign transactions | 2.25% of amount |
| Supplementary card | Free (up to 3) |
Eligibility
- Aged 21 or over
- Minimum monthly salary JOD 800
- Resident with a valid ID
- Satisfactory credit check
Documents you need
- National ID or passport with residence permit
- Salary certificate
- Proof of address
How to apply
- Apply in the app or at a branch
- Upload your salary certificate
- Get a decision within 2 working days
- Activate your card and start earning points
Frequently asked questions
When does the annual fee start?
The first year is free. The JOD 60 fee is charged on the first anniversary of your card.
Can I upgrade from Classic?
Yes, if your salary is JOD 800 or more. Your points start from zero on the new card.
What does purchase protection cover?
Theft or accidental damage of eligible items within 90 days of purchase, up to JOD 1,500 per year.
Do points expire?
Yes, 36 months after they are earned.
Related products
Platinum Credit Card
Lounge access, concierge and 0% instalment plans for high spenders.
Cashback Credit Card
Get money back on groceries, fuel and online shopping.
Lanternvale Bank is fictional and issues no cards. Card designs are illustrations with no payment network. Figures are examples for software testing only and, if real, would be subject to credit approval and local banking regulation.